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Finance at MSTA
Skincare training is a serious investment in the rest of your career. The decision should feel clear, considered and supported from the very first conversation.
Whether you pay in full or spread the cost over time, we’ll walk you through the options honestly, so you can choose the route that fits your life and your next chapter.
Do we currently offer finance?
MSTA works with a regulated third-party finance provider who specialises in education and training. They run a multi-lender eligibility check that doesn’t affect your credit score, then match you with the best available option from their panel of lenders.
Repayments go directly to the lender, not to MSTA. The partnership exists for one reason: to make the right training accessible to the people who’ll do something brilliant with it.
We’ll talk you through the exact process (what information is needed, what monthly options might look like and whether finance is right for you) on your discovery call.
The right route is the one you can commit to responsibly. No pressure, no rushed decisions, no pretending finance is right for everyone.
Your options
We don’t price training off a generic menu. Your investment depends on the pathway we design with you: where you are now, where you want to go and which qualifications you need to get there.
One payment
A simple option if you want your training investment settled upfront, with no monthly plan to manage.
Spread the cost
A flexible route for students who want to begin their training now and spread the investment over time.
Our finance partner
If finance is the right route for you, your application is handled securely through our partner. We’ll explain the process before you apply: what information is needed, what your monthly options might look like and what to expect once you’re approved.
Multi-lender eligibility checks don’t affect your credit score. Repayments go directly to the lender. And if finance isn’t the right route for you, we’ll tell you that honestly and talk you through alternatives.
Subject to status · 0% APR may be available · Terms apply
Other options right now
Plenty of students finance their training independently, outside of any partnership with us, using one of the routes below. These are common methods, not financial advice. We have no affiliation with any of the providers mentioned.
Many UK credit cards offer 0% promotional periods on purchases, typically lasting several months. The strategy: pay the balance off before interest accrues.
Eligibility and credit limits vary depending on your history. Comparison tools such as Experian run a soft check that won’t affect your score.
A personal loan from a bank or specialist lender gives you the full course fee upfront, paid back via monthly instalments. Rates depend on your circumstances and credit history.
The same Experian comparison tool covers personal loans and helps you compare lenders without affecting your score.
The above is information, not financial advice. Always check terms and eligibility with the provider before committing.
Finance FAQs
Finance should never feel vague. These are the questions students ask most often before choosing their payment route.
Your deposit depends on the pathway and payment option you choose. We confirm the exact figure before you commit to anything, so there are no surprises.
Payment plan lengths vary depending on your application and the finance option available through our partner. We'll talk you through the available terms during your enrolment process.
Yes. Finance applications are subject to status, which means a credit and affordability assessment will be carried out before a decision is made. The initial eligibility check is a soft check and doesn't affect your credit score.
If your finance application is declined, we'll talk through the alternatives: paying in full, delaying your start date, or choosing a pathway that better fits your circumstances. No pressure either way.
In many cases, yes. If you begin on a payment plan and later want to settle the balance, speak to our team and we'll guide you through the next steps with the finance provider.
Finance availability depends on the course, pathway and investment level. We'll confirm whether finance is available for the training you're applying for before you enrol.
0% APR may be available, subject to status and terms. Availability can change depending on the finance option offered and the outcome of your application.
No. Your place is only secured once your application has been accepted, your finance or payment route is confirmed, and your enrolment documents are complete.
Take the next step
Book a free discovery call and we’ll help you understand the right pathway, the investment and the finance options available to you. No pressure, no hard sell.
